• James D. Lynch

THREE TYPES OF DEEDS

Upon transfer of land, the seller may execute and deliver to the buyer one of the following types of deeds:


● General Warranty Deed: This deed provides the greatest amount of protection. This deed includes a warranty against title defects or encumbrances that have been caused by either the seller or by prior owners of the property. In other words, the seller warrants against any chain of title problems, even if they were not caused by the seller.


● Special Warranty Deed: This deed provides a lesser amount of protection. This deed also includes a warranty against title defects or encumbrances, but only those that have arisen during the time the seller owned of the property. The seller does not make any warranties as to whether problems in the chain of title arose under prior owners of the property.


● Quitclaim Deed: This deed provides the least amount of protection. It contains no warranties and is essentially an “as-is” deed.